Monday, July 21, 2008

The Plunge...

Okay, so I planned to start keeping this site in May. But consumerism is a bitch....it's hard to break the chains. But no more. From this day forth everything I purchase will be listed on this site.

The crazy thing about debt, is that most of us don't know how it got where it is. I sure don't. But surely it lies in my penchant for running off and doing things that are normally reserved for those with trust funds, (living abroad, private college, working in NYC publishing) or at least with savings accounts that hover above the $1500.00 mark. But as in the words of the dying Madonna/Evita "The choice was mine and no one else's."

But the news is not all bad. I have a FICO score in the high 700s, which according the the credit report site makes me better off than 75% of Americans. 75%! No wonder the economy is melting down. I also have my credit cards on 0% interest promos.

P.S. Some of you may wonder, well, can you ask your parents for help?

A. Yes, if I needed to make up the difference on open heart surgery.

My mom just got laid off right as the stock market plunged and took a nice chunk out of her 401k, my brother is still in high school and my sister has a two year old, so I really don't have the moral high ground when it comes to asking for money.

1 comment:

Just_Wondering said...

Wow I give you a lot of credit for starting this journey of yours to help you to pay off your debt. WOW I'm in awe! I hope you continue and make those payments so you can do a post about being debt free and really help people out there who are in your shoes!

Good Luck!